Associate Analyst - Retail Portfolio

Ally Financial - Downers Grove, IL

Full-time - Entry Level

Onsite - Downers Grove, IL

Credit Intermediation and Related Activities

About the position

The Associate Analyst position within the Retail Portfolio Management Team at Ally Financial focuses on risk management and identifying growth opportunities in non-commercial retail automotive dealer relationships. The role involves continuous monitoring of dealership trends, managing exposure, and ensuring compliance with company risk management policies. The Associate Analyst will work closely with the Field Sales Team and dealership personnel to maintain strong retail relationships and mitigate potential risks.

Responsibilities

• Conduct proactive risk recognition.
• Control/minimize losses for all retail automotive dealer obligations within assigned portfolio.
• Manage exposure utilizing current company risk management policies, procedures, and guidelines.
• Develop appropriate action plans to mitigate risk and resolve outstanding issues.
• Promptly escalate any non-compliant matters to the appropriate business leader.
• Maintain diligent follow up to conclude all action plans as directed.
• Maximize returns (ROE).
• Ensure analysis is thorough and all owned processes are kept current, consistent with documentation, reviewed periodically for compliance, and assessed against the business need and reputation risk.
• Ensure world-class dealer service.
• Full compliance with respect to Information Security Standards and Policies - Procedures.
• Successfully complete all training and certification requirements.

Requirements

• HS diploma or equivalent required.
• Bachelor's degree in business related discipline required.
• 2+ years in financial services or similar industry strongly preferred.
• Excellent verbal and written communication skills strongly preferred.
• Proficient in intermediate MS applications.
• Strong financial analysis and analytic/problem solving skills required.

Benefits

• 11 paid holidays
• 20 paid time off days
• 8 hours of volunteer time off yearly
• 401K retirement savings plan with matching and company contributions
• student loan pay downs
• 529 educational save up assistance programs
• tuition reimbursement
• employee stock purchase plan
• flexible health and insurance options including medical, dental and vision
• employee, spouse and child life insurance
• short- and long-term disability
• pre-tax Health Savings Account with employer contributions
• Healthcare FSA
• critical illness, accident & hospital indemnity insurance
• total well-being program
• adoption, surrogacy and fertility assistance
• paid parental and caregiver leave
• Dependent Day Care FSA
• childcare discounts
• Mentally Fit Employee Assistance Program
• subsidized and discounted Weight Watchers® program
• other employee discount programs
• travel allowances
• relocation assistance
• signing bonus
• equity