AML Sanctions Advisor

PNC•Tampa, FL

1d•$91,000 - $202,800•Onsite

About The Position

In an individual contributor role and advisor on AML and Sanctions Program subject matter specialties, communicates effective enterprise wide and business unit compliance program requirements and implications to comply with the Bank Secrecy Act, AML, USA PATRIOT ACT and Sanctions Program. Activities aim to prevent or identify illegal, unethical, or improper business practices. Provides AML and Sanctions advice and critical challenge to senior staff, lines of business and operational execution areas. Demonstrates ability to constructively challenge conclusions/status quo and credibly influences customers. Updates Compliance policies and procedures as needed. Ensures that Compliance Manuals, Front Office Manuals, policies and procedures accurately reflect current laws, rules, other regulatory requirements and management intent. Coordinates regulatory examinations and inquiries, including the coordination of interviews and information requests from regulatory agencies. Independently challenges analyses, reviews and recommendations. Identifies and helps to define the enterprise wide AML and Sanctions program objectives for assigned line(s) of business, products/services and operational execution areas that may execute program components to comply with the Bank Secrecy Act, AML, USA PATRIOT ACT and Sanctions Program. Serves as an AML and Sanctions subject matter specialist regarding impact on Program design and execution. Communicate and socialize those objectives (from a leadership position) to the business or operational execution points. May lead or coordinate AML and Sanctions Program monitoring reviews. Reviews AML and Sanctions compliance reports and related customer risk profiles. Identifies issues, escalates through proper governance channels as needed, and recommends corrective action plans. Reviews and analyzes assessments of AML and Sanctions risk and internal controls, as appropriate. Analyzes regulatory developments, advises business management of proposed rule changes and provide recommendations. Assists, as appropriate, in updating or implementing new/enhanced processes in order to ensure timely and effective compliance with new regulatory requirements. Support key business initiatives by identifying AML and Sanctions risks and providing resolutions to manage these risks. Provides advice and may participate as a subject matter specialists in developing and/or conducting AML and Sanctions training programs for specific employees. Serves as an AML and Sanctions Program subject matter resource regarding compliance impact on overall business activities, product development and customer activities. Works cooperatively with the business, legal partners, audit and other risk disciplines across the organization. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Requirements

University / college degree, with 5+ years of industry-relevant experience.
Specific certifications are often required.
In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Bachelors
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Nice To Haves

Compliance Reporting
Customer Risk
Decision Making
Regulatory Requirements
Risk Assessments
Risk Control
Strategic Objectives
Accuracy and Attention to Detail
Anti-money Laundering/Sanctions Policies and Procedures
Audit And Compliance Function
Auditing
Fraud Management
Internal Controls
Problem Solving

Responsibilities

Draft, document, and submit rules and exception proposals for sanctions working group for voting and approvals.
Handle screening applications escalations from AML and LOB partners and providing centralized solutions and decision support.
Lead the development of sanctions screening rule and exception proposals, translating operational insights (e.g., false positive trends and escalations) into structured change initiatives.
Perform sanctions list management and oversight of screening resource file updates, ensuring alignment with Technology partner validations and approval processes.
Updates Compliance policies and procedures as needed.
Ensures that Compliance Manuals, Front Office Manuals, policies and procedures accurately reflect current laws, rules, other regulatory requirements and management intent.
Coordinates regulatory examinations and inquiries, including the coordination of interviews and information requests from regulatory agencies.
Independently challenges analyses, reviews and recommendations.
Identifies and helps to define the enterprise wide AML and Sanctions program objectives for assigned line(s) of business, products/services and operational execution areas that may execute program components to comply with the Bank Secrecy Act, AML, USA PATRIOT ACT and Sanctions Program.
Serves as an AML and Sanctions subject matter specialist regarding impact on Program design and execution.
Communicate and socialize those objectives (from a leadership position) to the business or operational execution points.
May lead or coordinate AML and Sanctions Program monitoring reviews.
Reviews AML and Sanctions compliance reports and related customer risk profiles.
Identifies issues, escalates through proper governance channels as needed, and recommends corrective action plans.
Reviews and analyzes assessments of AML and Sanctions risk and internal controls, as appropriate.
Analyzes regulatory developments, advises business management of proposed rule changes and provide recommendations.
Assists, as appropriate, in updating or implementing new/enhanced processes in order to ensure timely and effective compliance with new regulatory requirements.
Support key business initiatives by identifying AML and Sanctions risks and providing resolutions to manage these risks.
Provides advice and may participate as a subject matter specialists in developing and/or conducting AML and Sanctions training programs for specific employees.
Serves as an AML and Sanctions Program subject matter resource regarding compliance impact on overall business activities, product development and customer activities.
Works cooperatively with the business, legal partners, audit and other risk disciplines across the organization.

Benefits

medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service